There’s a common rumor that floats around out there that gender plays a role, when it comes down to car insurance. Well, I hate to break it to you, but you’re going to find out that no matter what gender you are, it will not affect the price.
Now, if you’re on a journey to find cheap car insurance, let’s take a look at what factors your car insurance price, as well as what you can do to get the cheapest price possible.
What factors the price:
Your age: The younger you are, the more you’re going to have to pay. Once you turn 25, you will find that your rates will go down signficantly. If you’re just starting out at the age of 16, you will find that you will have to pay a lot.
Your car: The older your car is, generally the price will go down, but every single model is going to be different. The car insurance companies generally have their own formula to calculate this. They will factor in safety ratings and so much more.
Your driving record: If you have a bad driving record, such as accidents, speeding tickets and more, you will find that this will play an influence on your price tag. In fact, something as little as this can make the price take go up quite significantly.
How to save on your quote
There are a few things that you can do, when you want to save on your car insurance quote. By following a few of the tips below, you will find that you can potentially save a few extra dollars.
Higher your deductible. The higher your deductible goes, the less you’re going to have to pay.
Buy more than auto. You will find that if you combine home owner’s and more, you can get a certain percentage.
Being a student. If you’re going to college, you can qualify for student related discounts as well.
Safety discount. If you’re safe with your driving, and you can show it, some will lower your price the longer you stay with them.
These are all ways to save, as well as find the best rate possible. Remember, even if you’re a woman, it doesn’t mean you’re going to get it cheap because of your gender!